
How does an iwoca business loan work?

Apply online in 5 minutes
We've designed our business loans with small businesses in mind, so we'll just need the basics about your business to make a decision.

Get a decision within 24 hours
If you’re approved for a business loan, you can transfer as much as you need over to your bank. The money should hit your account within hours.

Borrow from 1 day to 2 years
Your repayment schedule will depend on your circumstances, but if you’re ready to repay your business loan earlier, we never charge a fee for that.
Loved by over 90,000+ small businesses since 2012

